FAQ | OGFS Bond

🔵 OGFS Bond holders pay a small premium every month
🔵 A fair draw is conducted monthly
🔵 Those selected in the draw receive a large payout
🔵 Once the payout is received, no further premium payments are required
🔵 Ultimately, all 125 bonds receive assured benefits

Ideal for those who want high returns by saving small amounts monthly, seek risk-free and planned savings, or want to build a secure fund for weddings, education, business or emergencies.

Each bond group consists of 125 bonds. Monthly draws are conducted according to the published payout schedule. When a bond is selected in a draw, the corresponding payout is processed in accordance with the plan rules. The contribution schedule and payout amounts are defined in the official OGFS Bond Plan.

If your bond is selected, the payout applicable to that draw stage will be processed according to the OGFS Bond rules. Any further contribution requirements for that bond will be governed by the terms and conditions of the plan.

Bond Value: ₹500 per bond
Minimum Purchase: 1 Bond
Maximum Purchase: 10 Bonds

Participants may purchase one or more bonds within the permitted limit.

The Bond Plan has a total duration of 60 months. Contributions are required only for the period specified under the scheme rules.

Monthly draws are conducted according to the published draw schedule. The draw dates and results are announced on the official website.

Payouts are processed through the payment method registered with OGFS, subject to successful verification and compliance with the scheme requirements.

Yes. Participants can make contributions through the payment options provided by OGFS. Offline payment facilities may also be available where applicable.

Any applicable registration fee or administrative charges, if any, will be clearly disclosed before enrolment. There are no undisclosed charges.

Official draw results are published on the Monthly Draw and Winners sections of the OGFS website after each scheduled draw.

Any eligible individual who meets the participation requirements and agrees to the Terms & Conditions of the scheme may apply.

For complete information about eligibility, contribution schedule, draw process, payout structure, and other terms, please contact the OGFS support team or visit the Contact Us page.

Each OGFS Bond Group consists of 125 bonds. The draw schedule and payout structure for the group are published in the official Bond Plan and are governed by the scheme's Terms & Conditions.

Draw results are published on the official OGFS website after each scheduled draw. Selected participants may also be notified through their registered mobile number, email address, or other available communication channels.

If a contribution is missed, the applicable grace period and reinstatement conditions, if any, will be governed by the official Terms & Conditions of the Bond Plan. Participants are encouraged to make contributions on time to maintain their participation status.

Eligible payouts are processed through the participant's registered bank account or other approved payment methods after verification and completion of the required formalities.

Tax treatment depends on the applicable laws in force and each participant's individual circumstances. Participants should consult a qualified tax professional or financial advisor for guidance.

Any applicable registration or administrative charges will be clearly disclosed before enrolment. No undisclosed fees or charges are collected.

Yes. If OGFS operates a referral programme, its terms, eligibility criteria, and benefits will be described separately under the Referral Policy.

Draws are conducted according to the procedures specified in the official Bond Plan. The process is designed to follow the published rules and maintain transparency.

Information regarding the history of OGFS, its activities, and its programmes is available in the About Us section of the website.

The Bond Plan is intended to encourage regular savings through a structured contribution schedule and a defined draw mechanism. Participants should review the Bond Plan and Terms & Conditions to understand how the scheme operates.

Any individual who satisfies the eligibility requirements and completes the registration process may apply. Where legally permitted, applications on behalf of minors may be made by a parent or legal guardian.

You can contact our support team through Phone, Email, WhatsApp, or the Contact Form. Our customer support team will assist you during business hours.

OGFS is committed to protecting participant information in accordance with its Privacy Policy. Personal information is used only for the administration of the Bond Plan and related services.

Any action relating to the discontinuation or modification of the Bond Plan will be handled in accordance with the applicable Terms & Conditions and any legal or regulatory requirements.

Yes. Subject to the scheme rules, a participant may purchase multiple bonds up to the permitted limit. Each bond is treated separately under the draw schedule.

The Bond Plan is intended for individuals who wish to follow a structured savings programme and participate according to the published rules of the scheme.

The minimum participation requirement is one bond, with a bond value of ₹500, subject to the current Bond Plan.

Withdrawal, cancellation, or early exit — if available — will be governed by the official Terms & Conditions of the Bond Plan. Participants should review these provisions carefully before enrolling.

Yes. Subject to the eligibility requirements and the Terms & Conditions of the Bond Plan, a bond may be purchased on behalf of another eligible individual. The bond will be registered in the name of the designated participant, who will be recognised as the bond holder for all purposes under the scheme.

Payouts are processed in accordance with the Bond Plan and the applicable draw schedule. Where a bond becomes eligible for a payout, payment will be made to the participant's registered bank account or another approved payment method after the required verification procedures have been completed.

Yes. Participants are expected to make contributions according to the schedule specified in the Bond Plan. Any changes to the contribution requirement following a draw or other events will be governed by the official Terms & Conditions.

OGFS is an organisation that promotes the habit of regular savings and financial discipline through structured savings programmes. Its objective is to encourage individuals to plan for their future through systematic saving. More information is available in the About Us section of this website.

Whether a bond can be transferred depends on the provisions of the Bond Plan. Where transfers are permitted, they may be subject to eligibility requirements, documentation, and prior approval by OGFS.

No. The OGFS Bond is a privately operated programme. It is not sponsored, guaranteed, insured, or endorsed by the Government of India or any government authority, unless expressly stated otherwise. Participants should carefully review all scheme documents before enrolling.

Any individual who meets the eligibility criteria specified in the Bond Plan may apply. Unless otherwise permitted by applicable law, applicants should be 18 years of age or older. Where permitted, applications on behalf of minors may be made by a parent or legal guardian.

You can apply by completing the registration process through the official OGFS website or by contacting our customer support team. Participation becomes effective only after successful verification, acceptance of the Terms & Conditions, and completion of the applicable enrolment requirements.

From time to time, OGFS may introduce referral or promotional programmes. Participation in any such programme will be subject to separate eligibility criteria, Terms & Conditions, and programme guidelines published on the official website.

❓ Frequently Asked Questions

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